Craving a No-Bake Banana Split Cake but want something even easier to make? This No-Bake Banana Split Cake is the perfect solution! Inspired by the classic ice cream treat, this creamy, fruity, and refreshing dessert layers a buttery graham cracker crust, a sweet cheesecake filling, and fresh bananas and pineapple, all topped with whipped cream, chocolate syrup, nuts, and cherries.
Since there’s no baking required, this dessert is quick to assemble and perfect for summer gatherings, potlucks, or when you need a make-ahead treat. In this guide, we’ll walk you through each step, share tips for variations, and answer common questions to help you make the perfect No-Bake Banana Split Cake every time!
Ingredients for No-Bake Banana Split Cake
Before diving into the step-by-step instructions, let’s go over everything you need to make this delicious no-bake dessert. These simple ingredients come together to create the perfect layered banana split cake with a creamy texture and refreshing fruit flavors.
Crust Ingredients
The base of this dessert is a buttery graham cracker crust that holds everything together.
- 2 cups graham cracker crumbs
- ½ cup unsalted butter, melted
- ¼ cup granulated sugar
Cream Cheese Layer
This layer adds a rich, creamy, and slightly tangy balance to the sweetness of the fruit.
- 1 (8 oz) package cream cheese, softened
- ½ cup unsalted butter, softened
- 2 cups powdered sugar
- 1 teaspoon vanilla extract
Fruit and Toppings
A banana split isn’t complete without fresh fruit and classic toppings!
- 3 medium bananas, sliced
- 1 (20 oz) can crushed pineapple, well-drained
- 1 (8 oz) container whipped topping (Cool Whip or homemade whipped cream)
- ½ cup chopped walnuts or pecans (optional)
- ½ cup chocolate syrup
- 12-15 maraschino cherries for garnish
Optional Ingredients for Variations
Want to switch things up? Here are some ways to customize your No-Bake Banana Split Cake:
- Strawberries or raspberries instead of bananas
- Fresh pineapple chunks instead of canned
- Crushed Oreos or shortbread cookies for the crust
- Coconut flakes for extra tropical flavor
How to Make No-Bake Banana Split Cake

Now that we have all the ingredients ready, it’s time to assemble this easy, no-bake banana split cake step by step. This recipe comes together quickly and requires just a few hours of chilling to set perfectly.
Step 1: Prepare the Crust
The graham cracker crust forms the base of this dessert, giving it a buttery and slightly crunchy texture.
- In a medium bowl, combine graham cracker crumbs, melted butter, and sugar.
- Mix until the crumbs are evenly coated and resemble wet sand.
- Press the mixture firmly into the bottom of a 9×13-inch baking dish, ensuring an even layer.
- Place the dish in the refrigerator for 10-15 minutes to allow the crust to firm up.
Step 2: Make the Cream Cheese Layer
The cheesecake layer adds a smooth and creamy texture that pairs perfectly with the fruit.
- In a large mixing bowl, beat together cream cheese and softened butter until smooth and fluffy.
- Add powdered sugar and vanilla extract, and continue mixing until fully combined.
- Spread the cream cheese mixture evenly over the chilled crust, making sure to cover the entire surface.
Step 3: Add the Fruit Layers
A banana split isn’t complete without fresh fruit, and this layer adds the perfect balance of sweetness.
- Slice the bananas and arrange them in an even layer over the cream cheese filling.
- Evenly spread the drained crushed pineapple over the banana layer.
- Gently press down the fruit to ensure a smooth surface for the next layer.
Step 4: Add the Whipped Topping and Toppings
Time to finish off this delicious cake with classic banana split toppings!
- Spread the whipped topping evenly over the fruit layers.
- Drizzle chocolate syrup over the top for a rich, chocolatey finish.
- Sprinkle with chopped nuts for a bit of crunch (optional).
- Garnish with maraschino cherries, spacing them evenly across the cake.
Step 5: Chill and Serve
- Cover the baking dish with plastic wrap or foil.
- Refrigerate for at least 2 hours (or overnight) to allow the layers to set.
- Slice and serve chilled for the best texture and flavor.
Variations and Substitutions
One of the best things about this No-Bake Banana Split Cake is how easy it is to customize! Whether you want to switch up the crust, add different fruits, or make it nut-free, here are some fun variations to try.

Alternative Crust Options
If you want to change up the classic graham cracker crust, try these delicious alternatives:
- Oreo Crust – Crush Oreo cookies (with the filling) and mix with melted butter for a chocolatey base.
- Shortbread Crust – Use crushed shortbread cookies instead of graham crackers for a buttery, rich flavor.
- Vanilla Wafer Crust – Nilla Wafers add a light and sweet flavor that pairs well with bananas.
Fruit Swaps and Additions
Want to experiment with different fruits? Here are some great options:
- Strawberries – Swap out bananas or mix in fresh sliced strawberries for a strawberry-banana twist.
- Mango or Peaches – For a tropical variation, add fresh mango chunks or sliced peaches.
- Fresh Pineapple – Instead of canned pineapple, use diced fresh pineapple for a juicier texture.
- Mixed Berries – Add blueberries, raspberries, or blackberries for a colorful and tangy contrast.
Nut-Free Option
- Skip the chopped walnuts or pecans, or replace them with:
- Toasted coconut flakes for a nut-free crunch.
- Mini chocolate chips for extra sweetness.
- Granola for a bit of texture.
Lighter & Healthier Substitutions
Looking for a healthier version of this no-bake dessert? Try these swaps:
- Use Greek yogurt instead of cream cheese for a lighter, protein-packed filling.
- Replace powdered sugar with honey or maple syrup in the cream cheese layer.
- Use a homemade whipped topping instead of store-bought Cool Whip (whip 1 ½ cups of heavy cream with 2 tbsp powdered sugar).
- Make it gluten-free by using gluten-free graham crackers or cookies for the crust.
Chocolate Lover’s Version
- Use an Oreo crust instead of graham crackers.
- Add chocolate chips to the cream cheese layer.
- Sprinkle with cocoa powder before serving.
- Drizzle with extra chocolate sauce for a richer dessert.
Storage and Make-Ahead Tips
Making this No-Bake Banana Split Cake ahead of time? Here’s how to store it properly to keep it fresh and delicious.
How to Store No-Bake Banana Split Cake
- Refrigerator: Cover tightly with plastic wrap or store in an airtight container. It will stay fresh for up to 3 days in the fridge.
- Freezer: For longer storage, freeze individual slices in airtight containers for up to 2 months.
- Thawing: To serve, transfer to the refrigerator for a few hours before eating.
Can You Make It Ahead?
Yes! This dessert actually tastes better the next day because the flavors have time to meld together. If making ahead, wait to add the chocolate syrup, nuts, and cherries until just before serving to keep them fresh.
FAQs
Can I make this dessert a day in advance?
Yes! It’s best when chilled overnight, as the layers set perfectly, making slicing easier.
How do I prevent the bananas from turning brown?
Brush them lightly with lemon juice or pineapple juice before layering to slow oxidation.
Can I use homemade whipped cream instead of Cool Whip?
Absolutely! Just beat 1 ½ cups of heavy cream with 2 tablespoons powdered sugar until stiff peaks form.
Can I make this dessert in a smaller dish?
Yes! You can halve the recipe and use an 8×8-inch pan instead of a 9×13-inch dish.
What’s the best way to cut clean slices?
Use a sharp knife and wipe it clean with a damp cloth between slices for perfect layers.
Part 6: Common Mistakes to Avoid
Even though this No-Bake Banana Split Cake is simple, here are some mistakes to watch out for:
1. Not Chilling Long Enough
- This cake needs at least 2 hours of chilling (ideally overnight) to set properly.
2. Using Too Much Fruit Juice
- Make sure to drain the pineapple completely before adding it to prevent a soggy cake.
3. Overmixing the Cream Cheese Layer
- Mix until just smooth—overmixing can make it too runny.
4. Skipping the Crust Chill Time
- Let the graham cracker crust chill before adding layers so it stays firm.
5. Not Covering While Storing
- Always cover the cake tightly to prevent drying out or absorbing fridge odors.
Part 7: Serving Suggestions and Pairings
This No-Bake Banana Split Cake is delicious on its own, but you can elevate it even more with these serving ideas.
Best Toppings to Add
- Extra whipped cream
- Crushed Oreos for a chocolate twist
- Caramel drizzle for a richer taste
- Fresh strawberries for a tangy contrast
Drinks to Pair With It
- Iced coffee or cold brew
- Strawberry milkshake
- Fresh lemonade
Other Desserts That Go Well With It
- Chocolate brownies for a fudgy contrast
- Vanilla bean ice cream for an extra creamy touch
- Mini cheesecakes for a fun dessert spread
Part 8: Nutritional Information
Here’s an estimate for one serving (based on 12 servings per cake).
Nutrient | Amount (per slice) |
---|---|
Calories | 320-350 kcal |
Carbohydrates | 45g |
Protein | 4g |
Fat | 15g |
Sugar | 30g |
Fiber | 2g |
Note: These numbers may vary based on ingredients used.
Part 9: Final Thoughts and Conclusion
This No-Bake Banana Split Cake is the perfect dessert for any occasion—whether it’s a summer picnic, a holiday party, or just a fun weekend treat. With its creamy layers, fresh fruit, and classic banana split flavors, it’s a guaranteed crowd-pleaser.
Try this recipe today and let us know how you customized yours!
Table of Contents

How to Make No-Bake Banana Split Cake – Easy 5-Step Recipe!
- Total Time: 15 minutes
Description
A delicious and easy No-Bake Banana Split Cake with layers of graham cracker crust, creamy cheesecake filling, fresh bananas, pineapple, and classic banana split toppings.
Ingredients
- 2 cups graham cracker crumbs
- ½ cup unsalted butter, melted
- ¼ cup granulated sugar
- 1 (8 oz) package cream cheese, softened
- ½ cup unsalted butter, softened
- 2 cups powdered sugar
- 1 teaspoon vanilla extract
- 3 medium bananas, sliced
- 1 (20 oz) can crushed pineapple, well-drained
- 1 (8 oz) container whipped topping
- ½ cup chopped walnuts or pecans (optional)
- ½ cup chocolate syrup
- 12–15 maraschino cherries for garnish
Instructions
- In a medium bowl, mix graham cracker crumbs, melted butter, and sugar until combined.
- Press the mixture firmly into the bottom of a 9×13-inch baking dish and refrigerate for 10-15 minutes.
- In a large mixing bowl, beat cream cheese and butter until smooth.
- Add powdered sugar and vanilla extract, mixing until well combined.
- Spread the cream cheese mixture evenly over the chilled crust.
- Layer sliced bananas evenly over the cream cheese filling.
- Spread drained crushed pineapple evenly over the banana layer.
- Spread whipped topping evenly over the fruit layers.
- Drizzle chocolate syrup over the top.
- Sprinkle with chopped nuts (if using) and garnish with maraschino cherries.
- Cover and refrigerate for at least 2 hours before serving.
Notes
For best results, refrigerate overnight to allow flavors to blend perfectly.
- Prep Time: 15 minutes